Features

Credit Lifecycle Process and Procedure Management is integrated with limits, regulatory capital, and economic capital capabilities, providing financial institutions with improved, shared access to more accurate credit information across the enterprise.

Consistent data management

Data within the solution is utilized through a framework that can interface and work directly with a bank's internal systems, credit procedures, and processes. This data consistency accommodates the organizational structures of large banks looking to provide standard and specific treatment for corporate clients.

An audit trail of data

Algorithmics' credit lifecycle solution is integrated with limits, regulatory capital, and economic capital capabilities. Data standards are shared between these systems for integrity and consistency of the underlying data and the results derived from it, resulting in a reliable trail of data provenance and procedural adherence across many systems.

Supports a bank's entire credit business

Designed to support organizations that reach across multiple legal entities in many countries, Credit Lifecycle Process and Procedure Management manages complex counterparty structures, multi-layered facilities structures, and supports document management for all types of collateral.

Better 'Know your customer'

'Know your customer' requirements can be a challenge within large, segmented organizations with multiple business lines and complex counterparty structures. Algorithmics simplifies this process through a single, automated credit management solution that reduces the complexities of credit systems and the associated need for slow, paper-intensive processes.