PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEB SITE (THE "SITE"). THESE TERMS INCLUDE THE ALGORITHMICS PRIVACY POLICY WHICH IS FOUND AT THE FOLLOWING LINK: PRIVACY POLICY. USING THIS SITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS SITE.

Algorithmics Incorporated and its affiliates (collectively, "Algorithmics") reserves the right, at its discretion, to change these terms at any time. Please check these terms periodically for changes. Using this Site following the posting of changes to these terms indicates that you accept them as changed. This Site may contain other proprietary notices and intellectual property rights information, the terms of which must be observed and followed.

Ownership of Site Contents
The contents on this Site are the property of Algorithmics Software LLC and protected by copyright, trademark, patent and other intellectual property and proprietary rights and laws. You may download or reprint material from this Site for your own internal use, but you may not republish or reproduce any part without the prior written permission of Algorithmics. Any downloaded or reprinted material may not be altered in any way, and must bear a copyright notice as follows: "© [year] Algorithmics Software LLC. All rights reserved." Any other use of the material, either in whole or in part, for any other purpose is expressly prohibited, unless prior written consent is obtained from Algorithmics.

Submissions to the Site NOT Confidential
If you submit any information or material to Algorithmics through the Site please note that Algorithmics will NOT treat it as confidential. By sending Algorithmics any information or material through the Site, you grant Algorithmics a royalty-free, world-wide, perpetual, irrevocable license to copy, use, modify, adapt, translate, transmit, publicly display, publicly perform, incorporate into the Site or Algorithmics' products or services, distribute and/or sublicense such information or material and any suggestions, ideas, enhancement requests, feedback or recommendations contained in such information or material.

Trademarks
ALGO, ALGORITHMICS, Ai & design, ALGORITHMICS & Ai & design, KNOW YOUR RISK, MARK-TO-FUTURE, RISKWATCH, ALGO ALM, ALGO COLLATERAL, ALGO CREDIT ADMINISTRATOR, ALGO CREDIT DATA SERVICES, ALGO CREDIT ECONOMIC CAPITAL, ALGO CREDIT EXPOSURE, ALGO CREDIT LIMITS, ALGO CREDIT REGULATORY CAPITAL, ALGO CREDITVANTAGE, ALGO ETREASURY CREDIT, ALGO FIRST, ALGO MARKET ANALYTICS, ALGO OPDATA, ALGO OPVAR, ALGO RECONCILIATION, ALGO RISK, ALGO RISK SERVICE, and ALGO SUITE are trademarks of Algorithmics Trademarks LLC.

Algorithmics Trademarks LLC & Algorithmics Software LLC
c/o Algorithmics Incorporated
185 Spadina Avenue
Toronto, Ontario
Canada M5T 2C6
Tel: +1 (416) 217-1500

Indemnification
You agree to indemnify, defend and hold harmless Algorithmics and its officers, directors, employees, consultants, agents and licensors from any and all claims, actions, liabilities, damages, judgments, costs and expenses (including but not limited to reasonable attorneys' fees) arising from: (a) your failure to comply with these terms of use, (b) use or misuse of this Site by you or your representatives, (c) any other wrongful conduct or conduct attributable to you, (d) your infringement or misappropriation of any intellectual property or other right of a third party, (e) the information or material posted or submitted by you to the Site or (g) your violation of any applicable law.

Linked Web Sites
Algorithmics makes no representations or warranties about any other Web site which you may access through this one ("Third Party Sites"). Third Party Sites are independent from, and not under the control of Algorithmics and Algorithmics is not responsible for the content of any Third Party Sites. You are responsible for reading, understanding and abiding by the terms of use posted at Third Party Sites and acknowledge that the privacy policies of such Third Party Sites may differ from Algorithmics' privacy policy posted on this Site.

Disclaimer
While Algorithmics uses reasonable efforts to include accurate and up-to-date information on this Site, Algorithmics makes no warranties or representations as to its accuracy or completeness. Algorithmics assumes no liability or responsibility for any typographical or other errors or omissions in the content on this Site. Algorithmics may change the content of this Site at any time without notice. Algorithmics may also make changes in the products, services and/or the programs described in this Site at any time without notice. The use, distribution, or publication of any material does not constitute or imply an endorsement by Algorithmics of such material, or of any opinions or comments in such materials.

Algorithmics disclaims any and all warranties with regard to this Site or the materials, express or implied, including without any limitation any implied warranty of merchantability, fitness for a particular purpose or non-infringement.

IN NO EVENT SHALL ALGORITHMICS HAVE ANY LIABILITY FOR ANY LOSSES (WHETHER DIRECT, INDIRECT OR CONSEQUENTIAL, IN CONTRACT, TORT OR OTHERWISE) INCURRED IN CONNECTION WITH THIS SITE, ITS CONTENT, OR ANY MATERIALS POSTED TO THE SITE BY ANY USER, INCLUDING BUT NOT LIMITED TO LOST REVENUE OR PROFIT, LOST OR DAMAGED DATA, DAMAGE TO OR INTERRUPTION OF ANY LOCAL AREA NETWORK, INTRODUCTION OF VIRUSES, WORMS OR OTHER DESTRUCTIVE PROGRAMS OR ANY OTHER COMMERCIAL OR ECONOMIC LOSS, OR FOR ANY DECISION MADE OR ACTION TAKEN BY ANY PARTY IN RELIANCE UPON THE SITE, MATERIAL OR CONTENT, OR FOR ANY DELAYS, UNAVAILABILITY, INACCURACIES, ERRORS IN, OR OMISSIONS OF THE SITE OR ANY CONTENT OR MATERIAL, EVEN IF ADVISED OF THE POSSIBILITY THEREOF IN ADVANCE. THESE TERMS OF USE SHALL BE EXCLUSIVELY GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE PROVINCE OF ONTARIO WITHOUT GIVING EFFECT TO ITS RULES OF CONFLICT OF LAWS. YOU AND ALGORITHMICS HEREBY SUBMIT TO THE EXCLUSIVE JURISDICTION OF THE COURTS OF THE PROVINCE OF ONTARIO IN RESPECT TO ANY DISPUTES ARISING OUT OF OR RELATED TO THESE TERMS OF USE.